Ayo Says

 By Favour Ofoni • 5 Mins In the vast ocean of personal finance, navigating through the waves of income, expenses, investments, and savings can be challenging.  However, with the right knowledge and tools, you can sail smoothly towards financial stability and prosperity. Yet, many individuals fall victim to common financial mistakes that can derail their journey. In this blog post, we'll explore five of these pitfalls and discuss how Cowrywise, a financial technology platform, can help you steer clear of them. 1. Procrastination and Lack of Financial Planning: Source: Adobe Stock One of the common mistakes people make is putting off financial planning for tomorrow. Whether it's saving for retirement, building an emergency fund, or investing for the future, procrastination can severely hinder your financial progress. Without a solid plan in place, you may find yourself struggling to achieve your long-term financial goals. Cowrywise offers a solution to this problem through its u

By Anthonia Agbonile • 3 Mins read Source: Cowrywise blog Introduction In today's fast-paced world, saving money can often feel like a daunting task. However, with a fintech solution like Cowrywise, saving has become more accessible and effortless than ever before. In this comprehensive guide, we'll delve into the benefits of automated saving and explore how Cowrywise is revolutionizing the way Nigerians build wealth for their futures. The Rise of Automated Saving Traditional saving methods often require discipline and manual effort, making it challenging for many individuals to consistently set aside money for their financial goals. Automated saving, on the other hand, leverages technology to streamline the saving process, allowing users to set up recurring transfers from their bank accounts to their savings or investment accounts automatically. Effortless Wealth Building with Cowrywise Cowrywise is at the forefront of the automated saving revolution in Nigeria, offering users

𝗠𝘆 𝗯𝗲𝗹𝗼𝘃𝗲𝗱 𝗿𝗲𝗮𝗱𝗲𝗿𝘀, Welcome    to the second half of 2021. My prayer for you this period is that all your hidden prayers are answered. I just want you to know that It doesn't matter what might have happened in the last six months, its time to put everything at God's feet and trust in him. You have spent so much time worrying it's time to let go and let God take charge. “And I am convinced that nothing can ever separate us from God’s love. Neither death nor life, neither angels nor demons, neither our fears for today nor our worries about tomorrow—not even the powers of hell can separate us from God’s love.” ‭‭Romans‬ ‭8:38‬ ‭NLT 𝑰𝒏 𝒕𝒉𝒂𝒕 𝒄𝒂𝒔𝒆, 𝑲𝒆𝒆𝒑 𝒚𝒐𝒖𝒓 𝒉𝒆𝒂𝒅 𝒖𝒑 𝒂𝒏𝒅 𝒔𝒕𝒂𝒚 𝒉𝒂𝒑𝒑𝒚✌️

       Happy new year my amazing supporters and readers, it’s another year to set our new year resolutions that we might not end up following or seeing through or we might see it through, we never know. It’s a new beginning and another chance to start over and be a better version of ourselves.   This year, some of my resolutions will be to: Be a better me and a better friend to my friends. Be genuinely Happy. Read more books.(not romance novels though) Learn how to drive a car. Grow my blog. Go to a culinary school. Go out more and take more pictures of myself. This are my resolutions for now and am sure more will come up as the year goes by. Till then I’ll be working towards achieving this and more. See ya later 😊 . Wait you thought i was going to leave without asking questions? No  DO YOU HAVE GOALS SET FOR THE NEW YEAR? WHAT ARE YOUR GOALS AND RESOLUTIONS FOR THE NEW YEAR?  WOULD YOU LOVE TO SHARE? Ps: Don’t forget to subscribe and share with your friends.

 Hello again,  the people who reads my posts on this blog. I really do hope that you’re doing great because i know i am. The last time i was here i made a promise to be consistent but i couldn’t keep it. Read here  https://ayosays.blogspot.com/2020/07/the-ultimate-guide-to-deal-with.html?m=1 This time am here to tell you one of the reason why i couldn’t keep my promise. My school was the number 1 reason why i couldn’t fulfill my promise, Omo my school almost killed me.  So because of the corona outbreak in March we were not able to complete the session due to the lockdown that was imposed by the government.  During October we were asked to resume back to school to commence our exams, bearing in mind that we were not able to finish our lectures before we were asked to go home by the school authorities in March and they want us to resume and start exams in October though we have been receiving lectures online but still exams immediately we resumed i did not like that one bit but do i hav

 Hi guys today we're going to be talking about skincare but first it's important you know what type of skin you have. I made a post about this on Instagram if you are not sure about your skin type or you don't know what type of skin you have i would advice you to go check it out on instagram @aryhomide or @skincarewithayo. So am going to be listing out skincare routines you need to follow, i don't want to overwhelm you so i'll just be listing out the essentials. 1. OIL BASED CLEANSER:- This helps get rids of deep down dirt oil and makeup impurities. 2. WATER BASED CLEANSER[MICELLAR WATER]:- This helps in removing water based impurities like sweat and dirt after your oil cleanser has already removed the makeup impurities. 3. EXFOLIATOR:- Exfoliating is the process of removing dead skin cells from your skin. It should be done 2-3 times in a week. 4. TONER:- This helps remove dead skin, oil,dirt and whatever is left after cleansing. 5. MOISTURIZER:- This is to help tre